Cairns home loan advice tailored to deliver the best rates for your budget and spend, that’s what we deliver at JGM Lending & Finance. Whether you’re first home buyers, second home buyers, wanting to refinance an existing loan, or secure a loan for an investment property, we can help. We’re a local and independent Cairns mortgage broker, which means our advice is being delivered to serve your best interests, not the banks.
Taking out a new loan? This is an exciting and scary time. You want to make sure you get the best loan for your needs, to save years of repayments and interest.
07 4051 5310
Loan refinancing is a great way to get a better deal from your bank, or a new bank. It’s not as hard as you may think and there’s real rewards for those who refinance.
07 4051 5310
Want to quickly do some sums yourself? We’ve got a range of mortgage and finance calculators for your easy use. Or contact us today to arrange an appointment.
Do the SumsWe’re focused on the future, yours and ours. We partner with you to achieve long term success and a better work-life balance for everyone. Because we believe in working smarter, not harder.
Cairns home loan advice should be informative, accurate and most importantly, delivered in easy to understand language and figures. If you are like most of our customers, you don’t want to hear about interest rates and percentages, you just want the actual figures as they apply to you and your specific loan and spend.
That’s what we do as your leading Cairns mortgage broker. We work with you to understand your financial position and lending capacity. We discuss your preferred property, spend and lending terms. We then research the best deal for you and come back to explain it in simple figures.
We’re not aligned to any one bank or lending institution. We take our knowledge of what’s available and match it to your situation. Our Cairns home loan advice is professional, accurate and delivered in simple, easy to understand language.
The best news, our Cairns home loan advice is free to you.
Cairns investment loans (commercial and residential) is completely different to home loan advice and finance. Why? This is a second or third property. Hence, it’s an investment property. The rules, regulations and borrowing conditions are different.
It also means that you usually have equity in an existing property and can possibly use that as a deposit, rather than needing additional cash.
Let’s talk turkey. When purchasing an investment property, residential or commercial, it should be about two things. Delivering a return on investment (at some stage) and providing tax advantages (sooner rather than later).
JGM Lending & Finance work cohesively with JGM Accountants to tailor accurate, professional advice on Cairns investment loan finance which will work for you. We’re also SMSF specialists and can advise on property investment using your super.
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